Stellar casinos: XLM deposits, memos and the minimum balance

Stellar is the network behind the XLM coin (stellar lumens). The base fee is a small amount of XLM per operation, and a new ledger closes about every 5 seconds. A casino lists only the coins it supports, so check the cashier before you buy any.

Below are the casinos that do, how fees work, and the memo and reserve rules that decide whether a deposit arrives.

18+ only Live XLM price from Chainlink Memo when the cashier shows one

By Natasha Fernandez Updated Oct 20, 2026

XLM price: $0.1649 Chainlink XLM / USD
12-month move: -47.8% Chainlink, in USD
Ledger close: 5 s Stellar protocol
Minimum balance: 1 XLM 2 base reserves

Short answer

Is XLM worth using at a crypto casino?

As a transfer, yes: the base fee is small and ledgers close in about 5 seconds. The catches are availability, since a casino lists only the coins it supports, and the memo: if the cashier shows one, the deposit needs it to be credited to you.

XLM price $0.1649

Chainlink XLM / USD price set Oct 30, 2026, 11:11 AM UTC, checked Oct 30, 2026, 11:19 AM UTC

Fee Per operation

base fee, paid in XLM

Memo Copy it

when the cashier shows one

Minimum balance 1 XLM

stays in your wallet

Each trust line you add, for example to hold USDC on Stellar, locks another 0.5 XLM.

Updated October 2026 Live

Best Stellar casinos

Ranked for this page. The chips show every coin each casino lists; confirm XLM in the cashier before you send.

Few of the casinos we list take XLM at the moment. The wider crypto ranking below shows casinos that take other coins.

Crypto casino	Welcome offer	Coins accepted	Provably fair	Licence	Visit
1	3,000 USD + 200 FS	BTC ETH USDT USDC LTC +3	–	Curacao
2	–	BTC ETH USDT USDC TRX +12	✓ Yes	Anjouan License +1

Best crypto casinos overall

Crypto casino	Welcome offer	Coins accepted	Provably fair	Licence
1	20,000 USD + 1 FS	BTC ETH USDT USDC TRX +10	✓ Yes	Anjouan License +1
2	2,000 USD	BTC ETH USDT LTC DOGE +1	✓ Yes	Curacao
3	2,000 USD + 100 FS	BTC	–	Costa Rica Gambling License
4	5,000 USD + 300 FS	BTC BNB BCH	✓ Yes	Tobique
5	1,500 EUR + 150 FS	BTC ETH USDT TRX SOL +1	–	Anjouan License
6	$2,000 + 888 FS	BTC ETH USDT USDC TRX +6	✓ Yes	Anjouan License
7	1,000 USD + 100 FS	BTC ETH USDT	–	Curacao
8	5,400 USD + 250 FS	BTC ETH USDT TRX LTC +5	✓ Yes	Curacao

18+ · T&Cs Apply · Play Responsibly

Live

XLM price history

Price: $0.1649
Change, 12 months: -44.5%
Low: $0.1431
High: $0.3045

Oct 30, 2025Oct 30, 2026

Daily closes (the last price of each UTC day) from the Chainlink XLM / USD price feed. Price set by the feed Oct 30, 2026, 11:11 AM UTC.

Network fees Live

What one Stellar deposit costs to send

The network fee for one XLM payment right now. If the cashier gives you a memo, include it with the payment.

Stellar XLM

Network fee, one transfer: <$0.01
Paid in: 0.00001 XLM

What it means

The network fee is paid to the chain, not to the casino, and it is the same for a $20 deposit as for a $2,000 one. On a small deposit it can be a large share, so one larger top-up costs less in fees than several small ones.

Keep a little of the fee coin in your wallet and send a small test amount first. A transfer on the wrong network can be lost.

Live fees: read from each network every ten minutes, latest Oct 30, 2026, 11:21 AM UTC; dollar values at the coin's live price. Stellar: the fee most often charged per operation in recent ledgers (Horizon). Casino minimums and any withdrawal fee come on top.

Volatility LiveExample data

What a XLM price move does to a $500 bankroll

Holding the bankroll in XLM adds a bet on its price. The first rows show what XLM's real moves over the last 30 days, 90 days and 12 months did to a $500 bankroll; the rest are example moves.

Held in	Price move	Bankroll after	Change	What it means
XLM, last 30 days	−25.7%	$372	−$129
XLM, last 90 days	−4.1%	$480	−$21
XLM, last 12 months	−47.8%	$261	−$239
A stablecoin that holds its dollar peg	0%	$500	$0	Only the games move your balance.
XLM up 10%	+10%	$550	+$50	Your balance grows with the price.
XLM down 10%	−10%	$450	−$50	The same coins buy less.
XLM down 30%	−30%	$350	−$150	Large moves happen; the casino balance takes the full move.

Real moves: Chainlink XLM / USD price against its daily close. Example moves, not forecasts. Bankroll after = bankroll × (1 + move).

How to deposit

Depositing XLM, step by step

XLM deposit

Open the XLM cashier Copy the address, which starts with G.
Copy the memo If one is shown, paste it into the memo field and match its type (text or ID).
Keep the minimum Your wallet must keep 1 XLM plus 0.5 XLM per trust line.
Send a test amount It should arrive within seconds.
Send the rest Keep the transaction hash.

A deposit sent without a required memo depends on the casino's support to be matched to you.

Coin vs coin

XLM vs XRP for casino play

	XLM	XRP
Network fee	Small, in XLM	Small, in XRP
Ledger close	about 5 s	3–5 s
Wallet reserve	1 XLM + 0.5 per entry	1 XRP + 0.2 per object
Shared-address field	Memo	Destination tag